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TAZ CREDIT CARD
ONLINE PRIVACY POLICY

Last Updated: August 1, 2014

 

This Online Privacy Policy is in addition to the First National Bank Privacy Policy. The First National Bank Privacy Policy describes the types of information we collect, how we collect it and how we use that information as well as any rights you have to restrict your information from being shared. The First National Bank Privacy Policy is posted at tazcc.com and http://tazcc.com/Privacynotice.htm.

This Online Privacy Policy (“Policy”) applies to your online or mobile (“Site”) interaction. It explains the types of online information we collect, how it is collected and how it is used.

If we advertise on a website or application owned by a third party, that third party will have their own privacy policy and terms of use which will govern that website. The Site may contain links to third-party websites not controlled by us. When you leave the Site please read the privacy policies and terms of use of any such websites that may collect your personal information, as they will likely differ from those of this Site. We do not guarantee and are not responsible for the privacy or security of these websites, including the accuracy, completeness or reliability of their information.

If you have any questions or comments about this Policy or our privacy practices generally, please contact our customer service department by calling 1-888-803-6634.

In the event you notice suspicious activity on your account or believe your personal ID, password or PIN has been compromised, please contact us immediately 1-888-803-6634.
1. Changes to the Online Privacy Policy

We may make changes to this Policy to address new technologies, industry practices, for banking rules or for other reasons. Please read the Policy. If we make changes to the Policy, we will update the "Last Updated" date at the top of the Policy. Any changes to the Policy will become effective when the revised Policy is posted on the website. By continuing to use the Site, clicking on an ad for a First National Credit Card or using an application we control, you consent to this policy including the use of your information.

2. Children’s Privacy

We do not knowingly collect personal information from individuals under the age of 13. We request that individuals under the age of 13 not provide personal information through this Site. If a parent or guardian becomes aware that his or her child has provided us with information, he or she should promptly contact us and we will immediately take action. For additional information regarding the Children's Online Privacy Protection Act (COPPA), please visit the Federal Trade Commission website.

3. Types of Information We Collect
We may collect three basic types of information – personal, anonymous and location information
  • "Personal information" identifies a particular individual such as information you provide on our forms, applications or other online fields. This may include your name, address, email address, telephone number, Social Security Number or other personal information.
  • "Anonymous information" does not directly or indirectly identify you. It may include information about your internet browser, the type of device you are using or your device’s operating information.
  • "Location information" means information that may be collected by certain mobile applications that identifies your physical location. This information may be collected from your mobile device’s location features when you request certain services that are dependent on your physical location. It may also include the IP address of your device.
4. How We Collect Your Information
We collect information from you when you provide us with information. We also may collect information when you use our website or application through cookies, Flash cookies or pixel tags.

We may also advertise our products and services on third party websites or applications. These advertisements may use tracking technologies to collect anonymous information. Our advertising service providers are prohibited from using any information collected except to track advertising effectiveness and responsiveness.

Cookies:
Cookies are pieces of data stored on your device. Browser cookies are assigned by a web server to the browser on your device. When you return to a site you have visited before, your browser gives this data back to the server. Some mobile applications may also use cookies. Cookies allow us to collect information such as:
  • The type of browser you are using.
  • The amount of time you spend using the Site.
  • How you use our websites.
  • Preferences you have set up for your accounts.
Additional Cookies or Flash Cookies:

Cookies are a term also used to describe other locally stored objects, such as cookies stored in an Adobe folder on your device. These cookies will not be deleted when you clear cookies from your browser. We may use this technology for purposes such as information security and fraud prevention. We do not use this technology for online advertising purposes. Please refer to information provided by Adobe for information on how to disable and control Flash objects. If you choose those options, you may limit the functionality we can provide when you visit our Site.

Pixel tags, web beacons, clear GIF’s and other similar technologies:

These are typically small pieces of data that are embedded in images on the website, our applications or certain e-mail communications. They may involve the transmission of information directly to us, to another party on our behalf or to another party in accordance with its privacy policy. We may use these technologies to bring together information we collect about you.

Do You Have to Accept Cookies?

You may be able to set your browser to reject browser cookies. However, if you choose to reject cookies, you may not be able to access your accounts online and/or use our Site to the maximum functionality. Therefore, if you set your browser options to disallow cookies, you will limit the functionality we can provide when you visit our Site. The latest versions of internet browsers provide cookie management tools, such as the ability to delete or reject cookies. We recommend that you refer to information supplied by browser providers for more specific information, including on how to use these tools.

Location information:

This is typically collected from mobile applications and from IP addresses of your devices.

5. How We Use Your Information
We may use information collected to, among other things:
  • To recognize the device you are using to personalize your experience and navigation.
  • To enhance security and prevent fraud including verifying your identity.
  • To provide you with or evaluate your eligibility for products or services you request from us.
  • To communicate with you about your accounts or transactions with us.
  • To send you information regarding the Site.
  • To participate in surveys, contests and promotions, and to administer such promotions.
  • To send you offers and promotions for our products and services that may be of interest to you.
  • To improve our products and services.
6. External Aggregation Services

Some third party companies offer aggregation services (“service”) that allow you to consolidate your financial account information from a variety of sources on a single online location. For example, a service might collect your checking and savings account balances at your bank, the value of your stocks and bonds in your brokerage account and your credit card information. To do this, the service may request your login details to access your personal financial information including your ID and passwords. If you give them permission and your login information, you allow the service to collect the data.

Please use caution when providing personal information to aggregation services. You should always ensure that the aggregator has appropriate policies and practices in place to protect the privacy and security of any personal information to which the company is gaining access.

We are not responsible for the use or disclosure of any personal information accessed by a company or an individual to whom you provide the personal ID and password required to access your accounts through the Site. You will not be able to dispute transactions by aggregator even if you were unaware of the specific action.

If you decide to cancel the service, you should contact the aggregation service first. You may also contact us to change your card account login information.

7. Updating Your Information
It is important that you keep the information associated with your account accurate and up-to-date. If you believe that your account information is incomplete, inaccurate or otherwise not current, please contact us and provide us with the appropriate information. You may visit our website or call or write to us to update your information.

© 2024 Taz Visa Credit Card, issued by First National Bank, pursuant to a license from Visa U.S.A Inc.

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